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Financial and fiscal planning

You are entitled to a plan

The very first thing that Optima's financial planners do is to clearly define your goal and your expectations. Only then will our specialists work out in close consultation with you a long-term plan and set down precisely the steps that you should take to achieve your goal with the greatest possible certainty.


Your plan is our business.
Together we will examine how you can gain.

 

The 4 pillars of every plan

You want to retain the biggest possible part of your earnings. Who doesn't? We will analyse your current income, both from employment and from capital, and then proceed from this basis to propose a solution for leveraging the prevailing fiscal rules to your maximum advantage.

Your income analyzed

You naturally wish to maintain your standard of living, today and after you retire. We will calculate how much supplementary pension you need and work out how you can accrue extra pension capital as smartly as possible.

Maintain your standard of living

Your assets form the cornerstone of your financial security for the future. Optima will examine the spread between real estate and other classes of investment with a view to optimising the distribution of taxation across your assets.

Protect your assets

Although death may not be an immediate concern, it is important to give some thought now to those you will leave behind. Together with you, we will develop a transparent inheritance plan and assist you in organising your estate.

Your carefree legacy

 

Working method

No two situations are the same. That's why we first want to get to know you a little better. Knowledge of your personal circumstances is a precondition for our being able to tailor our advice to fit your life.

Audit

Tax and legal experts will identify your financial and tax situation down to the very last detail.

Planning

We will work out a clearly defined step-by-step plan for your income, assets, pension and estate - all tailored to fit your personal circumstances.

Guidance

This is by no means the end: at the request of numerous clients, we can oversee the implementation of the financial plan for you.
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